Woodcrest Insurance - Health Insurance



Recreational Vehicles Contact us today for a quote Whether you own a class C Motor home or a custom travel trailer, investing your hard-earned money in RV Insurance is a serious undertaking. Just as important it is to find an affordable policy, it is equally vital to purchase the protection you need to protect your family and your assets. At Woodcrest Insurance Agency we take the time to accomplish both. We strive to understand your individual needs and tailor coverage to meet them. As an independent insurance agency we represent many high-quality insurance companies. These companies are well rated and provide exceptional service.		Boats Contact us today for a quote Whether you have a Jet Ski, Bass tracker, or ski boat, investing your hard-earned money in boat insurance is a serious undertaking. Just as important it is to find an affordable policy, it is equally vital to purchase the protection you need to protect your family and your assets. At Woodcrest Insurance Agency we take the time to accomplish both. We strive to understand your individual needs and tailor coverage to meet them. As an independent insurance agency we represent many high-quality insurance companies. These companies are well rated and provide exceptional service.

The following are short definitions of coverage available for your vehicles

Recreational Vehicles

Liability:  Liability pays when you are responsible for damages or injuries resulting from an accident.  Even when you are partially at fault your policy will pay to fix the other car or someone’s medical bills.  Peace of mind means to purchase adequate coverage to protect your assets including your home, savings sand even your income.

Collision   This simply pays to put your RV back together after an accident.  Generally you choose a deductible which you are responsible to pay before the insurance co kicks in, the higher deductible you choose the cheaper the premium.

Comprehensive   All other damage to your RV is coffered with Comprehensive coverage. Theft, vandalism, fire, & flood are examples of perils covered. Again, you choose a deductible that you like.

Medical payments   This pays for your medical bills regardless who is at fault in an accident.

Uninsured motorist   If you are involved in an accident with another driver who does not carry insurance your policy can pay you for any damages the other persons company would pay. Your own medial bills, lost wages, are good examples that can be covered.

A few other coverage are available such as after market stereos, TV’s , or custom wheels, awnings etc.
Call and sit down with one of our agents and review you complete RV coverage needs today!

Boats

Liability Liability coverage pays when you are responsible for damages or injuries resulting from an accident. Even when you are partially at fault your policy will pay to fix the other boat, dock or someone’s medical bills. Peace of mind means to purchase adequate coverage to protect your assets including your home, savings sand even your income.

Physical Damage This simply pays to put your craft and motor back together after an accident or replace if it’s stolen, including the trailer. Generally you choose a deductible which you are responsible to pay before the insurance co kicks in, the higher deductible you choose the cheaper the premium.

Actual cash value Most policies depreciate the value of your boat. An agreed value policy will cover for the agreed price less deducible

Medical payments This pays for your medical bills regardless who is at fault in an accident. Generally this includes skiers, but not always.

Uninsured motorist If you are involved in an accident with another boater who does not carry insurance your policy can pay you for any damages the other persons company would pay. Your own medial Bills, lost wages, are good examples that can be covered.

Emergency Assistance This coverage will again reimburse you if you have a breakdown or need gas Ads a few dollars to a policy but can be worth it.

Personal Effects Coverage A boat policy may not cover your skis, cameras, fishing gear. Purchase this coverage if you are worried about those items from sinking, damage or fire

A few other coverage are available such as fuel spill, salvage, and extended navigational waters coverage (if you travel more than 75 miles from the coast)

Gives a call today and sit down with our experienced insurance professional to review your coverage on your boat today.

(951) 780-4075